InvesteQ CAPITAL’s SME Trade Finance section aims at providing solutions especially in the areas of personal loans to individuals and guarantees to business organizations.
Employee Loans
We provide short term lending to individuals in formal employment based on a check-off repayment system; to enable individuals fund their personal and developmental financial needs, e.g. home improvement,, education, car repairs, hospital bills, etc.
Guarantees
The types of guarantees offered at InvesteQ include Bid Bonds, Bank Guarantees, Advance Payment Guarantees, and Performance Bonds.
- Bid Bonds
InvesteQ, through credible partner banks, assist tendering institutions in securing bid bond guarantees to different procuring entities. This process takes 24hours. Same day services are also offered. Terms and conditions apply.
- Bank Guarantees
We arrange to secure Bank guarantees from reputable banks, on behalf of our clients. However, before the same is secured, a thorough due diligence on the client is done, before an approval can be done. Terms and conditions apply.
InvesteQ CAPITAL also arranges for Bank Guarantees to the Commissioner of Insurance, at a minimal cash cover.
- Advance Payment Guarantees
InvesteQ CAPITAL, in partnership with other local banks, arranges for Advance Payment Guarantees as well, on behalf of clients. Terms and conditions apply.
- Performance Bonds
InvesteQ CAPITAL also arranges to secure Performance Bonds from local banks, on behalf of its clients, for use in tendering processes. Terms and conditions apply.